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4109 Ocean Street, Panama City Beach 32408 (Active)
Listing Information
| Property Type: Detached Single Family |
| MLS #: | 990993 | Price: | $847,000.00 | Year Built: | 2003 | Square Feet: | 1600 | Bedrooms: | 3 | Bathrooms: | 2 Full |
| HOA Fees: | Not available | Lot Size: | 0.07 acres | Lot Dimensions: | 30x100 |
Subdivision: Cottages On Ocean
Description:
Welcome to your slice of coastal paradise just steps from sugar-white sand and emerald waters--no roads to cross, no HOA, and your own PRIVATE POOL. This beach home offers walkable Gulf access, beach views, and resort-style living, perfect as a full-time residence, second home, or income-producing retreat. Enjoy dining, entertainment, and the heart of beach life. Highlights include a private backyard oasis with pool and outdoor shower, hardwood floors, Silver Pearl granite, stainless appliances, touch faucet, and electric fireplace. Outdoor living shines with two balconies, a porch flowing to the pool, and a converted garage game room. With no HOA, walkability, and peak season near, this rare coastal gem won`t last.
Photos
Features
Waterview: Gulf
Parking Features: Garage Attached
Project Facilities: Pets Allowed, Pool
Construction/Siding: Roof Dimensional Shg
Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard, Fenced Privacy, Fireplace, Pool - In-Ground, Porch, Shower
Interior Features: Breakfast Bar, Ceiling Cathedral, Fireplace Gas, Floor Hardwood, Furnished - All, Window Treatment All
Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Washer
Utilities: Electric, Public Sewer, Public Water, TV Cable
Energy: AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Water Heater - Elect
Master Suite: MBath Shower Only, MBath Tile, MBed Balcony
Financing: Conventional, FHA, VA
Lot/Parcel Access: City Road
Lot Features: Within 1/2 Mile to Water
Zoning: Resid Single Family
Schools
| Elementary School: | Patronis | Middle School: | Surfside | High School: | Arnold |
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This listing provided courtesy of Coastal Living Realty & Associates LLC.
This information was last updated on 12/8/2025 10:04:30 PM.
All information in this listing is approximate. Buyers are expected to verify any specific information prior to signing any contract. Neither Brandon Jordan, ERA American Real Estate, ECAR, nor any other Realtor is liable for any inaccuracies herein.
All listings are provided courtesy of the Emerald Coast Association of Realtors, copyright 2025. All rights reserved.
