122 Monterey Avenue, Panama City Beach 32413 (Active)

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Listing Information

Property Type: Detached Single Family
MLS #: 983991 Price: $1,330,000.00 Year Built: 1977
Square Feet: 1848 Bedrooms: 4 Bathrooms: 2 Full
HOA Fees: $240.00 Lot Size: 0.19 acres Lot Dimensions: 75 x 110

Subdivision: Santa Monica Beach

Description:

Discover this charming Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience not often available in the highly sought-after Santa Monica Beach neighborhood.The real treasure lies 400 feet from your front door. This property includes community access to deeded beach rights with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue sky and breathtaking sunsets guarantees relaxation in the most laid-back environment.

Photos

Features

Waterview: Gulf

Parking Features: Carport, Garage Detached, Golf Cart Enclosed, Guest

Project Facilities: Beach, Deed Access

Construction/Siding: Frame, Roof Metal

Exterior Features: Deck Open, Porch

Interior Features: Furnished - None, Kitchen Island, Lock Out, Washer/Dryer Hookup

Appliances: Auto Garage Door Opn, Dishwasher, Microwave, Stove/Oven Electric

Utilities: Electric, Phone, Public Water, Septic Tank, TV Cable

Energy: AC - 2 or More, AC - Central Elect, Ceiling Fans, Heat Cntrl Electric, Storm Doors, Storm Windows, Water Heater - Elect

Financing: Conventional, Other

Fees Include: Accounting, Ground Keeping

Lot/Parcel Access: Paved Road

Lot Features: Covenants

Zoning: Resid Single Family

Schools

Elementary School: West Bay Middle School: Surfside High School: Arnold

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This listing provided courtesy of Compass.
This information was last updated on 8/29/2025 8:59:43 PM.

All information in this listing is approximate. Buyers are expected to verify any specific information prior to signing any contract. Neither Brandon Jordan, ERA American Real Estate, ECAR, nor any other Realtor is liable for any inaccuracies herein.
All listings are provided courtesy of the Emerald Coast Association of Realtors, copyright 2025. All rights reserved.


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