223 Girard Avenue Nw, Fort Walton Beach 32548 (Active)

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Listing Information

Property Type: Detached Single Family
MLS #: 992733 Price: $1,410,000.00 Year Built: 2023
Square Feet: 3183 Bedrooms: 5 Bathrooms: 4 Full
HOA Fees: Not available Lot Size: 0.41 acres Lot Dimensions: 75 X 228 irregluar

Subdivision: Harbor Ridge

Description:

Waterfront luxury meets brand-new construction at 223 Girard Avenue NW in Fort Walton Beach. This newly built home offers the rare opportunity to own a modern residence directly on the water, designed for both comfort and coastal living. Enjoy serene views, gentle breezes, and direct water access right from your backyard--perfect for boating, kayaking, or relaxing at sunset. With fresh construction, contemporary finishes, and thoughtful design throughout, this home delivers peace of mind and style. A true waterfront retreat just minutes from beaches, shopping, and dining.This 5 bedroom home offers all that waterfront living has to offer, private pool, open deck, covered patio, covered porch and no HOA.Schedule your showing today.

Photos

Features

Waterview: Bay, Bayou

Waterfront: Bayou

Parking Features: Boat, Garage, Oversized

Construction/Siding: Foundation Off Grade, Roof Dimensional Shg, Trim Vinyl

Exterior Features: BBQ Pit/Grill, Deck Covered, Deck Open, Fenced Back Yard, Porch, Separate Living Area, Sprinkler System

Interior Features: Breakfast Bar, Ceiling Raised, Floor Tile, Floor Vinyl, Kitchen Island, Lighting Recessed, Pantry, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup, Window Treatment All

Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Gas

Utilities: Gas - Natural, Public Sewer, Public Water, TV Cable

Energy: AC - Central Elect, Heat Cntrl Gas, Insulated Doors, Ridge Vent, Water Heater - Gas

Master Suite: MBath Double Vanity, MBath Dressing Area, MBath Garden Tub, MBath Separate Shwr, MBath Tile, MBath Walk-In Closet, MBed Sitting Area

Financing: Conventional, FHA, VA

Lot Features: Bulkhead/Seawall, Cleared, Cul-De-Sac, Flood Insurance Req, Irregular, Survey Available, Within 1/2 Mile to Water

Zoning: Resid Single Family

Schools

Elementary School: Elliott Point Middle School: Bruner High School: Fort Walton Beach

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This listing provided courtesy of Berkshire Hathaway HomeServices PenFed Realty.
This information was last updated on 1/16/2026 8:52:46 AM.

All information in this listing is approximate. Buyers are expected to verify any specific information prior to signing any contract. Neither Brandon Jordan, ERA American Real Estate, ECAR, nor any other Realtor is liable for any inaccuracies herein.
All listings are provided courtesy of the Emerald Coast Association of Realtors, copyright 2026. All rights reserved.


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